Mutuum Finance (MUTM)’s presale is already 80% sold out, with over $12.5 million raised and more than 13,500 holders committed to the project’s vision.
The price will soon increase by 20% to $0.035 in the next phase, making this one of the last chances to buy MUTM tokens at a discount before the token’s value jumps again.
Avalanche (AVAX) recent gain
Avalanche (AVAX) surged 15.75% this week, reaching $21.53 by July 16, 2025, propelled by a record 20 million daily transactions and a 60.95% trading volume spike to $798.86M.
The ACP-181 upgrade, enhancing validator sync and virtual machine speed, boosted network efficiency. Partnerships with Alipay and California DMV drove adoption, while Grayscale’s AVAX
ETF speculation, with a decision delayed to July 15, fueled optimism. Technicals show a bullish ascending channel, with Stochastic RSI at 99.63, though overbought signals suggest a possible $20 pullback.
Analysts target $24.40 if $22.75 resistance flips.blockchain.newsbitcoinethereumnews.com
AVAX’s rally energizes Layer-1 tokens, potentially boosting Solana (SOL, +3%) and Sui (SUI, +4%) as DeFi liquidity grows. Meme coins like SHIB may lose traction as investors favor scalable platforms. Regulatory clarity on ETFs could further lift AVAX and related altcoins, targeting $26–$30.
Dual lending models unlock flexible earnings and high-yield opportunities
What sets Mutuum Finance (MUTM) apart is its ambitious vision for a next-generation lending ecosystem that aims to serve a wide range of crypto investors and borrowers.
Once launched, the protocol plans to introduce a Peer-to-Contract (P2C) model, where users will be able to deposit popular cryptocurrencies like Avalanche (AVAX) and Binance Coin (BNB) into pooled smart contracts.
The goal is for depositors to earn competitive interest rates—potentially between 6% and 10% APY—while borrowers would access liquidity through adjustable loan-to-value (LTV) ratios, dynamically aligned with market conditions. This model is designed to create a seamless, efficient marketplace that benefits both lenders and borrowers.
Alongside this, Mutuum Finance (MUTM) intends to offer a Peer-to-Peer (P2P) lending system tailored for high-risk or low-liquidity tokens such as meme coins like FLOKI, TRUMP, Dogecoin (DOGE), and Pepe (PEPE).
Unlike pooled lending, each of these assets will be isolated in individual contracts to mitigate risk across the protocol. In this future model, lenders and borrowers will negotiate terms such as loan duration, interest rate, and collateral directly—providing flexibility and control in exchange for greater exposure.
At the heart of the protocol will be mtTokens—ERC-20 tokens that are expected to be minted 1:1 against user deposits. These tokens are planned to automatically reflect accrued interest and may be tradable or stakable across DeFi platforms.
Once the platform goes live, users could potentially stake mtTokens to earn additional MUTM rewards, generating multiple passive income streams.
In its roadmap, Mutuum Finance (MUTM) also outlines plans to develop a decentralized, overcollateralized stablecoin that will act as a stable medium of exchange within the ecosystem.
Future upgrades include Layer-2 integrations, aimed at reducing gas fees and improving transaction speed for broader accessibility.
The community is actively anticipating the beta platform launch, which is scheduled to coincide with the MUTM token listing. This milestone will be the first opportunity for users to experience Mutuum Finance (MUTM)’s innovative lending models in action, marking the transition from vision to execution.
Security, community momentum, and analyst confidence
Security is a top priority for Mutuum Finance (MUTM). The project has undergone a comprehensive CertiK audit, earning an outstanding 95.00 Token Scan score and a 77.5 Skynet rating.
These figures reflect a strong focus on code safety and contract reliability, giving investors peace of mind as the platform scales.
To reward early supporters, Mutuum Finance (MUTM) is also running a $100,000 giveaway, distributing tokens to ten lucky winners with $10,000 each—an incentive that’s helping to build one of the fastest-growing communities in crypto.
A crypto analyst—celebrated for accurately predicting Avalanche (AVAX)’s explosive rally from under $5 to over $130 in 2021—has now shifted her focus to Mutuum Finance (MUTM).
He forecasts that MUTM could hit $0.18 within just 60 days of its public launch, representing a 6x return from the current presale price of $0.03. Real investor stories are already lending weight to that prediction.
One user, for example, converted $3,000 worth of Dogecoin (DOGE) into MUTM tokens during Phase 3 of the presale, entering at $0.02 per token.
That move secured them 150,000 MUTM. If the analyst’s target of $0.18 is reached, the value of that bag would surge to $27,000—a staggering 9x return on the original investment. With only a few phases left before listing and market interest ramping up, Mutuum Finance (MUTM) may soon emerge as the standout performer of this cycle.
Meanwhile, institutional whales and major holders are quietly reallocating their positions from Ethereum (ETH) and Cardano (ADA) into Mutuum Finance (MUTM), signaling strong confidence in the project’s long-term potential.
This wave of money is expected to drive retail interest, especially ahead of the imminent 20% price hike to $0.035.
For anyone searching for the best cheap crypto to buy right now, Mutuum Finance (MUTM) offers a compelling mix of innovation, security, and growth potential.
As Avalanche (AVAX)’s momentum peaks, investors looking for the next breakout opportunity would do well to consider this under-the-radar DeFi platform before the window closes.
With the presale nearing its final stages and major platform milestones on the horizon, now is the moment to act. Mutuum Finance (MUTM) is set to transform decentralized lending and passive income generation, and early buyers stand to reap the rewards of what could be one of the most exciting crypto stories of the year.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
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