Shiba Inu (SHIB) price trajectory
Shiba Inu (SHIB) has cooled off, trading at $0.00001429 as of July 22, 2025, down 5.8% from its July 18 peak of $0.00001516, per CoinMarketCap.
After a 7% weekly surge driven by community hype and a 5.89 million token burn on July 18, SHIB’s momentum stalled, with 24-hour trading volume dropping 25.4% to $347.5 million, per CoinGecko.
Shibarium’s Layer 2 transactions fell to 5.69 million daily, signaling declining adoption, while whale outflows of 3.5 trillion SHIB in July 2025 reflect profit-taking, per Bitget. Technicals show SHIB below the 26-day EMA ($0.0000145), with RSI at 45 indicating neutral sentiment.
Analysts project a potential rebound to $0.000017 by Q4 2025 if burns intensify, but a break below $0.000013 could see $0.000010. SHIB’s community remains vocal on X, but lackluster utility and market shifts temper enthusiasm.bitget.comcoingecko.com
Mutuum Finance (MUTM): building real utility through stablecoin and staking rewards
Mutuum Finance (MUTM) is being designed as a decentralized finance platform combining two lending models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C pools will focus on blue-chip and stable assets, allowing lenders to deposit tokens like BUSD or ADA and earn interest based on pool utilization rates.
Borrowers, on the other hand, can lock high-quality collateral such as ETH and borrow stablecoins at attractive loan-to-value ratios — typically up to 75%. This dynamic system is powered by overcollateralization and a unique Stability Factor that protects the platform’s solvency, ensuring safety for all participants.
One of Mutuum Finance (MUTM)’s most exciting developments is its decentralized stablecoin mechanism. The stablecoin is minted against collateralized loans and burned upon repayment, maintaining a strong peg at $1.
Governance controls the stablecoin’s parameters to ensure price stability, while arbitrage mechanisms help keep the system balanced.
This stablecoin innovation is set to launch publicly during the platform’s Beta phase, timed to coincide with the token listing and Layer 2 deployment.
Complementing the lending and borrowing features is the mtToken system. When users deposit assets into P2C pools, they receive mtTokens like mtBUSD or mtSOL in 1:1, which represent their share of the pool and accrue interest over time.
What makes mtTokens particularly appealing is that holders can stake these tokens in designated smart contracts to earn rewards paid in MUTM tokens.
These rewards come from protocol buybacks funded by platform revenues, creating a continuous incentive for participants to stake and support the ecosystem.
The path forward: presale FOMO, Layer 2 beta launch, and rewarding growth
Mutuum Finance (MUTM)’s roadmap is carefully structured to deliver increasing value at every stage. The project began with the launch of its presale, successful execution of marketing campaigns, CertiK smart contract audit, community giveaways, and the rollout of an AI-powered helpdesk—key milestones of Phase 1.
Core development of the platform’s smart contracts, decentralized app (DApp), and infrastructure will take place in Phase 2, followed by testing and finalization in Phase 3. Full platform launch, exchange listings, and expansion efforts are planned for Phase 4.
To put the opportunity into perspective, consider a DeFi strategist who swapped $3,500 of Avalanche (AVAX) into 350,000 MUTM tokens during Phase 1 at just $0.01.
At the current presale price of $0.03, that holding is worth $10,500, delivering a 3x return. With the token set to list at $0.06, this position could soon reflect a 6x gain, and a post-listing rise to $0.24 would yield a powerful 24x return.
Investors who take part now will benefit from the upcoming public listing and the much-anticipated Layer 2 launch, which will bring faster transactions and ultra-low fees. This technical upgrade is designed to vastly improve user experience, making borrowing, lending, and stablecoin minting seamless and affordable.
The Layer 2 beta release will coincide with the token listing, creating a synergy that will likely boost trading volumes and demand for MUTM tokens.
Security is a priority for Mutuum Finance (MUTM), demonstrated by its comprehensive CertiK audit. The project has achieved strong scores, including a Token Scan rating of 95 and a Skynet score of 77.5, reinforcing its commitment to safety and transparency.
Alongside this, a $100,000 giveaway is underway to reward early community members, adding extra excitement around the token’s launch.
In summary, Mutuum Finance (MUTM) is building a compelling blend of innovative DeFi mechanics and real utility, with its stablecoin system and mtToken staking at the core of its value proposition.
As the SHIB rally slows and the crypto market seeks fresh opportunities, this $0.03 token is primed to catch the attention of investors ready for the next big move.
The presale is rapidly approaching its end, making now the perfect time to join before the price rises and listings begin.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/
Linktree: https://linktr.ee/mutuumfinance
The post This $0.03 token is catching attention while SHIB loses steam appeared first on Invezz
