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Despite 500% XRP forecasts, whales focus on a new payment leader after major announcements

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Several top analysts’ XRP price forecasts are bullish, with some predicting gains of up to 500% in the coming months. Despite the bullish projections, on-chain data reveals institutional investors and whales are shifting capital from Ripple (XRP).

Following a wave of major announcements, they are investing in a new payment-focused crypto project, Remittix (RTX). One of the announcements was made yesterday, revealing that Remittix’s presale has raised almost $20 million. 

Once the milestone is reached, RTX’s first CEX listing will be revealed. Some analysts and investors still question the feasibility of Remittix (RTX) eclipsing Ripple (XRP). Let’s discuss. 

XRP price forecast: Bulls eye multi-year highs

XRP price has been trading steadily around $3.1, holding above key support. The optimism stems from Ripple’s expanding cross-border payment and partnerships.

A few weeks ago, the GENIUS ACT Bill was passed in the United States. This act will offer legal certainty to stablecoin issuers like Ripple and position its RLUSD stablecoin for regulated rollout.

As RLUSD is fully infused into the Ripple blockchain and ecosystem, XRP price would benefit from increased usage in FX swaps, settlement rails, and institutional flows.

Analysts’ XRP Price forecast suggests a breakout at the $3.27 resistance, which, if bullish sentiment holds, will move XRP price towards $3.60.

A long-term XRP price prediction by Ali Martinez, XRP is preparing for a multi-year triangle breakout in Nov 2025, which puts its bullish target at $12.60, with the most aggressive forecasts pointing to a 500% surge.

Source: Ali_chart via X. 

However, even with this bullish setup, XRP’s growth trajectory faces stiff competition from a next-generation payment solution, Remittix (RTX), which investors believe will deliver a 5000%.

Why the smart money is diversifying into Remittix (RTX)

Despite strong XRP price forecasts, whales are diversifying into Remittix (RTX), a PayFi solution that combines speed, scalability, and DeFi integration.

It enables instant crypto-to-bank transfers in over 30 countries and supports 40+ cryptocurrencies.

Remittix (RTX) focuses on retail and business adoption, with APIs designed to help merchants and freelancers process crypto payments seamlessly.

With staking rewards, ongoing $250,000 Remittix giveaway, and referral rewards, RTX is the best investment in 2025.

Remittix highlights:

  • Remittix smart contracts are fully CertiK audited; liquidity and team tokens are locked for 3 years.
  • An upcoming wallet launch in Q3 with real-time FX rates.
  • All transactions are fast, secure, zero charges, and staking and mobile wallet features are coming soon.

Discover the future of PayFi with Remittix by checking out their project here:

Website: https://remittix.io/      

Socials: https://linktr.ee/remittix 

$250,000 Giveaway: https://gleam.io/competitions/nz84L-250000-remittix-giveaway

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